Business Loan EMI Calculator

Compute your monthly EMI, total interest, and full repayment schedule — with optional MSME interest subsidy. Download as PDF or Excel.

Instant EMI PDF & Excel download Subsidy savings shown

See your monthly EMI — and how much an interest subsidy could save you.

Loan amount (₹ lakh)

Interest rate (% p.a.)

Tenure (years)

Interest subsidy (% p.a.) — optional Many schemes reimburse part of your interest. Enter the rate to see your effective EMI.

₹0

monthly EMI

₹0

Principal

₹0

Total interest

₹0

Total payable

With interest subsidy ₹0

The subsidy is typically reimbursed to you periodically rather than reducing the bank EMI directly — your effective cost still drops by this much.

EMI computed on a standard reducing-balance basis. Both downloads include a year-wise summary and full month-by-month schedule.