Subsidies for retailers, wholesalers & traders: up to 6% interest subvention, 50% CGTMSE fee support, insurance & e-commerce reimbursement.
| Initiative | Key benefit |
|---|---|
| CGTMSE credit guarantee | State bears 50% of guarantee fee on loans up to ₹5 Cr; 75% collateral-free credit cover; 5-year benefit |
| Interest subvention | 6% on loans up to ₹1 Cr; 4% on ₹1–2 Cr; +1% extra for SC/ST/Women/PwBD; 5-year benefit |
| Insurance coverage | 50% premium reimbursement, max ₹1 lakh/year, 5 years (fire, burglary, natural calamity) |
| Digital enablement | 75% reimbursement of e-commerce platform fees, max ₹50,000/year |
| Capacity building | Entrepreneurship programmes via Vyapari Kalyan Board & RSLDC; MoUs with Amazon, Flipkart, ONDC |
| Ease of doing business | Reform of the Rajasthan Shops & Commercial Establishments Act, 1958 |
The policy covers retail and wholesale traders — street vendors, departmental stores, supermarkets, single- and multi-brand stores and more. Under the MSME classification, a micro trading enterprise has investment up to ₹2.5 crore and turnover up to ₹10 crore; small up to ₹25 crore / ₹100 crore. Registering on the Udyam Registration Portal unlocks Priority Sector Lending and the benefits above.
Register your trading enterprise on the Udyam portal, then apply for the relevant benefit (CGTMSE fee, interest subvention, insurance or digital reimbursement) through the State's single-window process, with verification by the District Industries Centre. Most benefits are disbursed as reimbursement to the borrower after the underlying payment is made. We help traders structure the loan and file the right combination.
Related: RIPS 2024 guide · Subsidy stacking guide · All schemes.
Yes. Under the Rajasthan Trade Promotion Policy 2025, retail and wholesale traders are classified as MSMEs and can register on the Udyam portal to access interest subvention, CGTMSE fee support, insurance reimbursement and e-commerce fee reimbursement.
New micro trading enterprises get 6% interest subvention on composite loans up to Rs. 1 crore and 4% on loans of Rs. 1–2 crore, with an extra 1% for SC/ST, women and PwBD owners, for 5 years.
Yes. Micro traders can claim 75% reimbursement of e-commerce platform fees and commissions (excluding shipping), up to Rs. 50,000 per year, to support digital and online selling.
The Rajasthan Trade Promotion Policy 2025 is valid from its gazette publication date up to 31 March 2029.
Our CA team will review your project and map every eligible Rajasthan & central subsidy — free assessment, no upfront fee.
Get Free Assessment on WhatsApp