VYUPY: loans up to ₹2 crore, 8% interest subsidy, 25% margin money for Rajasthan youth entrepreneurs 18–45. +1% extra for women/SC/ST. Worked example.
| Head | Calculation | Amount |
|---|---|---|
| Margin money | 25% (cap ₹5L) | ₹5,00,000 |
| Interest subsidy | 8% p.a. on ₹40L, 5 yrs | ₹~12 lakh (approx) |
| Indicative support | ₹17 lakh+ | |
If you are SC/ST and under 45, you can evaluate both. BRUPY gives a higher 9% interest subsidy on small loans plus RIICO land at reserve rate; VYUPY allows larger ₹2 crore loans with 8% (9% with the SC/ST add-on). We model both in your free assessment and file whichever maximises your benefit.
Related: BRUPY SC/ST guide · RIPS 2024 guide.
8% per annum on the sanctioned loan, with an additional 1% (total 9%) for women, SC/ST, rural entrepreneurs and artisans.
Up to ₹2 crore for new or expanding MSMEs, with 25% margin money up to ₹5 lakh.
CA Nikhil Gupta will personally review your project and map every eligible Rajasthan & central subsidy — free assessment, no upfront fee.
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