Scheduled Caste & Scheduled Tribe founders get Rajasthan's richest subsidy stack — BRUPY plus enhanced terms under MYSY, VYUPY, ODOP and RIPS.
Rajasthan reserves its strongest terms for SC/ST founders. The Dr. Ambedkar scheme (BRUPY) gives a higher interest subsidy than general schemes, margin-money support and — crucially — RIICO industrial plots at the reserve rate instead of auction, with the plot ceiling and reservation share raised for SC/ST allottees. On top of BRUPY, an SC/ST founder qualifies for the reserved-category ceilings under MYSY, the +1% interest add-on under VYUPY, and enhanced support under ODOP and RIPS. The result is that the same project attracts a larger, longer benefit than for a general-category applicant.
| Benefit | Basis | Notes |
|---|---|---|
| BRUPY interest subsidy | 9% on loans up to ₹25 lakh; 7% up to ₹5 Cr | flagship SC/ST benefit |
| BRUPY margin money | Up to 25% on project cost up to ₹25 lakh | reduces own contribution |
| RIICO land at reserve rate | Reserve rate instead of auction | plot ceiling & share raised |
| VYUPY +1% add-on | 9% effective interest subsidy | for youth SC/ST founders |
| MYSY reserved category | Higher loan ceilings, 100% interest-free | up to ₹10 lakh manufacturing |
A first-time SC entrepreneur sets up a new manufacturing unit with a project cost of ₹40 lakh (bank-financed).
| Benefit head | Basis | Indicative amount |
|---|---|---|
| BRUPY interest subsidy | 9% p.a. on loan up to ₹25 lakh | ₹~9–10 lakh (approx) |
| BRUPY margin money | 25% on project cost up to ₹25L | up to ₹6.25 lakh |
| RIICO land | Allotted at reserve rate | saving vs auction price |
| CGTMSE guarantee fee | Collateral-free credit support | fully/partly reimbursed |
| Indicative total support | ₹15 lakh+ plus the RIICO land advantage | |
Figures are indicative and for illustration only. Exact eligibility, slab and benefit depend on project category, area category and the scheme in force, and are computed in your free assessment.
The SC/ST certificate and Udyam registration are the foundation. We confirm category eligibility, prepare the bank-grade project report, compile the documentation, and file the BRUPY application for interest subsidy and margin money — coordinating the RIICO reserve-rate allotment where land is needed. For younger founders we also model VYUPY and MYSY and file whichever combination maximises the benefit.
Related: BRUPY SC/ST guide · BRUPY for vehicle purchase · VYUPY youth scheme.
Under BRUPY they get a 9% interest subsidy on loans up to ₹25 lakh (7% up to ₹5 crore), up to 25% margin money, RIICO land at reserve rate, and CGTMSE cover — plus enhanced terms under MYSY, VYUPY, ODOP and RIPS.
BRUPY (Dr. Ambedkar Rajasthan Dalit & Adivasi Udyam Protsahan Yojana) is the State's flagship scheme for SC/ST entrepreneurs, offering interest subsidy, margin money and reserve-rate industrial land.
Yes. SC/ST entrepreneurs can be allotted RIICO industrial plots at the reserve rate instead of through auction, with a raised plot ceiling and reservation share.
Yes. A youth SC/ST founder can evaluate BRUPY alongside VYUPY (with its +1% add-on) and MYSY reserved-category terms; we model all three and file the best combination.
CA Nikhil Gupta will personally review your project and map every eligible Rajasthan & central subsidy — free assessment, no upfront fee.
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