DPIIT/state-recognised start-ups and innovation-led ventures. Here is exactly what your start-ups enterprise can claim under RIPS 2024 and allied Rajasthan schemes.
Rajasthan backs new entrepreneurs through several routes at once. Youth-focused schemes like VYUPY (loans up to ₹2 crore with 8% interest subsidy) and the 100% interest-free MYSY sit alongside RIPS 2024 for scaling units and the iStart Rajasthan start-up ecosystem, with Jaipur as the main hub. A first-time founder can often combine an interest-subsidised or interest-free loan with ODOP margin money and RIPS benefits as the business grows. Because the right stack depends on age, sector and project size, we model VYUPY, MYSY, BRUPY and RIPS together and file whichever maximises your benefit.
| Benefit | Basis | Notes |
|---|---|---|
| Start-up package | Dedicated RIPS 2024 incentives | For recognised start-ups |
| VYUPY (18–45) | Loan up to ₹2 Cr, 8% interest subsidy | +1% extra for women/SC/ST |
| Margin money | 25% up to ₹5 lakh (VYUPY) | On sanctioned loan |
| Capability development | IP & skilling support | Tier-2 add-on |
Immediate (Year 0–1): margin-money subsidy reduces your own contribution at sanction, CGTMSE removes the collateral barrier, and interest subsidy lowers your EMI from the first instalment.
Long-term (Year 2–10): capital subsidy is disbursed in annual instalments over up to 10 years, SGST reimbursement runs 7–10 years, and EPF/ESI reimbursement continues for 7 years — a compounding cash-flow advantage as you scale.
This split is explained with numbers in our Immediate vs Long-Term RIPS benefits guide.
Browse all 33 district pages — each shows the ODOP product and worked rupee examples relevant to this sector.
A young first-time entrepreneur (18–45) sets up a new unit with a project cost of ₹30 lakh.
| Benefit head | Basis | Indicative amount |
|---|---|---|
| VYUPY interest subsidy | 8% p.a. on sanctioned loan | 9% with women/SC/ST add-on |
| VYUPY margin money | 25% up to ₹5 lakh | ₹5 lakh |
| OR MYSY interest-free loan | 100% interest borne by State | up to ₹10L manufacturing |
| ODOP/RIPS as unit scales | Margin money + capital subsidy | stacked on growth |
| Indicative total support | ₹10 lakh+ depending on scheme chosen | |
Figures are indicative and for illustration only. The exact capital-subsidy slab depends on project category and the area category of the tehsil; backward areas attract higher rates. Your precise eligibility is computed in your free assessment.
A first-time founder typically combines a youth or self-employment loan scheme with RIPS and ODOP benefits as the business grows. We model VYUPY, MYSY, BRUPY (for SC/ST founders) and RIPS together, register the founder on the relevant portal (SSO for MYSY/VYUPY, iStart for technology start-ups), prepare the project report and file whichever combination maximises the benefit.
It depends on age, sector and project size. Youth founders often use VYUPY (loans up to ₹2 crore, 8% interest subsidy) or the 100% interest-free MYSY, then layer ODOP and RIPS as the business scales.
VYUPY allows larger loans (up to ₹2 crore) with an 8% interest subsidy; MYSY offers a smaller but fully interest-free loan. We model both and file whichever gives the larger benefit for your project.
Yes, iStart Rajasthan supports recognised technology start-ups with benefits that can be combined with RIPS incentives, mainly hubbed in Jaipur.
Both VYUPY and MYSY are for entrepreneurs aged 18 to 45 years who are residents of Rajasthan.
CA Nikhil Gupta will personally review your project and map every eligible Rajasthan & central subsidy — free assessment, no upfront fee.
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